--- title: "Canada Student Loans: NSLSC login, repayment, contact" url: "https://canadaservicemap.ca/services/canada-student-loans" description: "Canada Student Loans and Grants in Canada: handled by Service Canada (Employment and Social Development Canada). Official links checked 12 October 2026." site: "Canada Service Map" author: "Mahmoud Halat" publisher: "Space & Story" lastReviewed: "2026-10-13" licence: "Built entirely from public data: open data and official government pages. Each record keeps the licence of its source, listed at https://canadaservicemap.ca/data." --- # Canada Student Loans: NSLSC login, repayment, contact Federal service · Education Compiled by Mahmoud Halat, checked 13 October 2026. Not a government website. The official page always has the final word. ## Short answer Canada Student Grants and Loans help pay for college, university and trade school. You do not apply to Ottawa directly: apply through the student aid office of the province or territory you live in, which works out what you get. Grants do not need to be repaid. Loan repayment starts 6 months after you leave school, through the National Student Loans Service Centre. Who handles it: [Service Canada (Employment and Social Development Canada)](https://canadaservicemap.ca/bodies/employment-and-social-development-canada). Handles it everywhere in Canada except Quebec (Aide financière aux études (Gouvernement du Québec)), Northwest Territories (Student Financial Assistance (Government of the Northwest Territories)) and Nunavut (Financial Assistance for Nunavut Students (Government of Nunavut)). ## Official links - [Student aid: grants and loans](https://www.canada.ca/en/services/benefits/education/student-aid.html), checked 12 October 2026 - [National Student Loans Service Centre](https://www.csnpe-nslsc.canada.ca/en/home), checked 12 October 2026 ## Who can apply - Grants and loans are for students with low and middle incomes, students with dependants and students with disabilities. Grants are not repaid; loans are. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans.html), checked 13 October 2026. - From August 1, 2026, students at private, for-profit international schools can no longer get federal funding, and most full-time students at private for-profit schools in Canada cannot get the full-time grant. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans.html), checked 13 October 2026. ## Steps 1. To get your money, you or your school must confirm your enrolment. You can do this in your National Student Loans Service Centre (NSLSC) account. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/province-apply.html), checked 13 October 2026. ## How much you get - Until the end of the 2026 to 2027 school year, the Canada Student Grant for Full-Time Students is up to $4,200 a year, or $525 for each month of study. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/full-time.html), checked 13 October 2026. ## How long it takes - After you finish school, drop to part-time or leave, you have 6 months before you must start repaying. You get a package with your payment terms within those 6 months. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/repay/start.html), checked 13 October 2026. ## Where to go - Apply through the student aid office of the province or territory you live in. The amount you can get is calculated when you apply. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/how-funding-works.html), checked 13 October 2026. - Canada Student Grants and Loans are not offered in Quebec, the Northwest Territories or Nunavut. Students there use their own provincial or territorial programs. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/how-funding-works.html), checked 13 October 2026. ## Good to know - If you cannot keep up with payments, you can apply for the Repayment Assistance Plan. People with a severe permanent disability may be able to have their loans cancelled. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/repay/assistance.html), checked 13 October 2026. ## Where it works differently Service Canada (Employment and Social Development Canada) handles it everywhere else. | Province or territory | Who handles it | Official link | Good to know | |---|---|---|---| | [Quebec](https://canadaservicemap.ca/services/canada-student-loans/quebec) | Aide financière aux études (Gouvernement du Québec) | [Student financial assistance](https://www.quebec.ca/en/education/student-financial-assistance), checked 12 October 2026 | Québec runs its own loans and bursaries program; Canada Student Loans do not apply there. | | [Northwest Territories](https://canadaservicemap.ca/services/canada-student-loans/northwest-territories) | Student Financial Assistance (Government of the Northwest Territories) | [Student Financial Assistance](https://www.ece.gov.nt.ca/en/services/student-financial-assistance), checked 12 October 2026 | The Northwest Territories runs its own student financial assistance instead of Canada Student Loans. | | [Nunavut](https://canadaservicemap.ca/services/canada-student-loans/nunavut) | Financial Assistance for Nunavut Students (Government of Nunavut) | [Apply for FANS](https://www.gov.nu.ca/en/education-and-schools/financial-assistance-nunavut-students-fans), checked 12 October 2026 | Nunavut runs its own student financial assistance (FANS) instead of Canada Student Loans. | ## Questions people ask ### How do I apply for a Canada Student Loan? Apply through your provincial or territorial student aid office, such as the Ontario Student Assistance Program (OSAP) or British Columbia Student Aid. After you apply, that office contacts you about the next steps. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/province-apply.html), checked 13 October 2026. ### How much is the Canada Student Grant for full-time students? Up to $4,200 a year until the end of the 2026 to 2027 school year. You can get it for each year of undergraduate study while you stay in school full-time. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/full-time.html), checked 13 October 2026. ### When do I have to start repaying my student loan? Six months after you finish your final term, drop from full-time to part-time, or leave school. You can delay repayment if you go back to full-time studies. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/repay/start.html), checked 13 October 2026. ### Where do I repay my Canada Student Loan? Through the NSLSC. In Alberta, Nova Scotia and Prince Edward Island, the provincial loan is repaid separately to the province. In Quebec, Nunavut and the Northwest Territories, you repay your province or territory. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/repay/start.html), checked 13 October 2026. ### Can I claim student loan interest on my taxes? Yes. You get a 15% tax credit on interest you pay each year on government student loans, both federal and provincial or territorial. Source: [canada.ca](https://www.canada.ca/en/services/benefits/education/student-aid/grants-loans/repay/information.html), checked 13 October 2026. ## More - [Register a child for school](https://canadaservicemap.ca/services/school-registration) - [School buses, delays and school closures](https://canadaservicemap.ca/services/school-bus) - [Save for a child's education (RESP and Canada Learning Bond)](https://canadaservicemap.ca/services/education-savings) - [Apply for student loans and grants](https://canadaservicemap.ca/services/student-aid) - [Get a high school transcript or diploma copy](https://canadaservicemap.ca/services/high-school-transcript) ## Cite this page Canada Service Map, "Canada Student Loans: NSLSC login, repayment, contact", checked 13 October 2026, https://canadaservicemap.ca/services/canada-student-loans